You have been asked to assist the new employees in the finance department in

You have been asked to assist the new employees in the finance department in understanding risk. Create a 2-page memo responding to the following questions.
Explain what interest rates are.
How are they determined?
Provide some examples in U.S history when interest rates rose and describe what caused them. 
What factors in addition to supply and demand determine market interest rates?
Submit your analysis in a 2-page memo. Your document should contain at least 4 references, 2 of which are scholarly.